Loan Payoff Calculator

Estimate payoff time for a balance with a fixed monthly payment.

How to use the Loan Payoff Calculator

Enter the remaining balance, annual rate, and monthly payment. The payment must exceed the first month's interest for the balance to decline.

About this calculator

Estimate payoff time for a balance with a fixed monthly payment. CalcKitt keeps the inputs blank until you enter your own values, and results are calculated in your browser.